Thursday, January 13, 2011

Day 11: Sweet Treats & Little Feats

Wow! What can I tell you about today? I have to say that you would be amazed at what a small gesture will do to an office full of tension! I would have never guessed the impact that just a few cookies would have on my co-workers.

From the time I walked in the door to my office with the cookies I baked last night, I didn't hear anything but happiness and thank you's from everyone that I gave them to. All day, people were talking about how the cookies made their day. It was really nice to contribute to a change in attitude  not only for myself, but for others around me as well! I would highly recommend that if the moment strikes you, you should absolutely make an effort to do a little something for those around you. The little things in life most certainly do count!

My task for today had to do with my finances. Last week, I figured out a set amount that I should pay on my credit card bills in order to get to a 20:80 debt to credit ratio before 5 years. Today, I took the next step in that process by setting up auto-pay on those payments for the amounts I calculated. This way, I will never be late on the payments and I will stick to the amounts because I won't be logging in and determining how much I pay each time. Until now, when I went in to make payments, even though I had a set payment in mind, many times I would change the amount at the last minute because of other factors. Now, I will be consistent so that I can achieve the goals I have set out for.

Now I just need to do my best to not use the cards for anything! Maybe that will be my next task...have you ever heard of putting credit cards in the freezer? That way, you can't use them for anything unless it's planned out (like in the case of an emergency car repair, etc.). I think this would significantly decrease my likelihood of using them....I'll get back to you on whether that will make it onto my task list. :) For now, I have made great progress by making auto-payments...baby steps.

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